Following the initial meeting, we send you a proposal letter. This sets out the scope of the work we would propose to undertake for you, the benefits to you and the costs involved. We then set to work on your behalf once you give us the go-ahead and we have completed new client formalities.
If you have legacy pension or investment arrangements, we would gather the necessary information and review as appropriate.
We then undertake relevant research and prepare our letter of recommendations, which we would send you and discuss at a planning meeting.
The aim of the planning meeting is to explore and tweak the proposed strategy as necessary so it fits with your personal circumstances and objectives.
Based on your agreement, we then move to implement the agreed investment or pension strategy.
Normally, a few weeks after implementation, we would meet and review matters with you to confirm that the new investments or pensions are in place. We would also agree a review schedule to keep your financial plan under review.
Regular review meetings are central to the value we can bring you. This is to ensure that pensions and investments are managed in accordance with any change in your personal situation and reflect market dynamics, as well as any change in tax legislation.