Typical Clients

We recognise that entrepreneurs and professionals require specialist expert financial and investment advice.

Often your finances may be complex and you may have little time to attend to investments or pension planning.

As such, we have developed particular expertise advising professional clients, including solicitors, accountants, doctors and dentists, as well as business owners and company executives.

We understand the unique challenges you face and how to help you achieve your financial objectives.

Business
Owners

Our focus with you would typically include:

  • Comprehensive financial plan with cashflow modelling

  • Exit strategy from the business

  • Pension/retirement planning

  • Personal investments

  • Corporate investments

  • Tax planning, both lifetime and Inheritance tax

  • Estate planning

  • Shareholder agreement

  • Shareholder protection

  • Key person protection

  • Life assurance personally and for any loans

  • Income protection/Critical illness protection

Lawyers

Our focus with you would typically include:

  • Comprehensive financial plan with cashflow modelling
  • Pension/retirement planning, including dealing with any complex pension planning issues, such as how best to deal with the lifetime allowance, annual allowance and make use of carry forward provisions
  • Personal investments, including ISAs
  • Tax planning, both lifetime and Inheritance tax
  • Potential for accessing specialist investments 
  • Estate planning
  • Life assurance personally and for any loans
  • Income protection/Critical illness protection

We work extensively with solicitors and other professionals to help mutual clients with:

  • Estate and Inheritance tax mitigation
  • Investment portfolios
  • Pension planning
  • Inter-generational planning
  • Financial and investment advice on divorce
  • Financial insurance protection
  • Investment and financial advice for personal injury settlements

Accountants

Our focus with you would typically include:

  • Comprehensive financial plan with cashflow modelling
  • Pension/retirement planning, including dealing with any complex pension planning issues, such as how best to deal with the lifetime allowance, annual allowance and make use of carry forward provisions
  • Personal investments, including ISAs
  • Potential for accessing specialist investments
  • Estate planning
  • Life assurance personally and for any loans
  • Income protection/Critical illness protection

We work extensively with accountants and other professionals to help mutual clients with:

  • Estate and Inheritance tax mitigation
  • Investment portfolios
  • Pension planning
  • Inter-generational planning
  • Financial and investment advice on divorce
  • Financial insurance protection
  • Investment and financial advice for personal injury settlements

Company
Executives

Our focus with you would typically include:

  • Comprehensive financial plan with cashflow modelling
  • Pension/retirement planning, including dealing with any complex pension planning issues, such as how best to deal with the lifetime allowance, annual allowance and make use of carry forward provisions
  • Personal investments, including ISAs
  • Where you have accumulated a large shareholding in your employer’s company, we would advise on a strategy of phased divestment to ensure adequate investment diversification and mitigate risk.
  • Tax planning, both lifetime and Inheritance tax
  • Potential for accessing specialist investments
  • Estate planning
  • Life assurance personally and for any loans
  • Income protection/Critical illness protection

Doctors /
Dentists

Our focus with you would typically include:

  • Comprehensive financial plan with cashflow modelling
  • Pension/retirement planning, including dealing with any complex pension planning issues, such as how best to deal with the lifetime allowance, annual allowance and make use of carry forward provisions.
  • Advice on the NHS pension and its interaction with any private pensions. The NHS pension scheme is complex and requires specialist knowledge.
  • Personal investments, including ISAs
  • Tax planning, both lifetime and Inheritance tax
  • Potential for accessing specialist investments
  • Estate planning
  • Life assurance personally and for any loans
  • Income protection/Critical illness protection

Trustees /
Attorneys

Our focus with you would typically include:

Detailed discussion with you to ensure a clear basis of understanding for the investment strategy. In particular, clarity in respect of investment risk, time horizons, potential beneficiaries, income requirements and tax considerations.

Some trusts may require a careful balance between income and capital, whilst others may require a low income to accumulate capital tax efficiently.

Attorneys may require a high level of income to support care fees, often wishing to minimise risk as far as possible.

For both trustees and attorneys, we are able to tailor a bespoke strategy and deliver it with tax efficiency.

Let's
chat

Contact

Fill in our online form and one of our advisers will call you back

Email

info@seabrookclark.co.uk

Call

London: 0203 5986528

Exeter: 01392 875500

Trustpilot
STEP
Exeter Living Awards 2020
Pension Transfer Gold
FLSP Endorsed
MMA Top 100
Chartered Financial Planners