Autumn Statement 2016 – ‘Just About Managing’
Chancellor Philip Hammond presented his Autumn Statement today which he focused on helping individuals who are ‘just about managing’ (JAM) against a backdrop of a deteriorating economic outlook post-Brexit vote.
New Model Adviser Award – Top 100 Firm 2016
We are delighted that we have been named as one of the top 100 UK financial advice firms by the respected Citywire company, New Model Adviser. This award recognises criteria such as profitability, the proportion of re-investment into the business, qualifications, commitment to the profession, as well as development of best practice.
US Election of President Trump
2016 will be remembered as a turning point in the politics and economics of western democracies.
Our Investment Commentary for Q3 2016 (1 July – 30 September 2016)
The Summer and early Autumn have seen some pleasing returns for UK investors, as continued sterling weakness has flattered overseas returns.
The case for the UK remaining in the EU
Leaving aside Boris Johnson’s bluster and recent unsubstantiated claims that the EU has banned children aged under eight from blowing up balloons and forbidden the recycling of tea bags, there is a really positive vision for the UK remaining an integral part of the EU.
Autumn Statement 2015
Chancellor George Osborne was given significant scope for manoeuvre when he presented his Autumn Statement on 25 November 2015 by the Office of Budget Responsibility (OBR), which upgraded its public financial forecasts by £27b. This extra money, combined with a benign unchanged growth outlook (2.4% in 2015 and 2016) and a number of significant tax […]
Portfolio Performance
Portfolio Performance Given the difficult investment climate, we have been pleased with the performance of our model portfolios over the last year. Each portfolio has outperformed its respective benchmark over the period and, whilst the UK’s FTSE 100 market has fallen by over 2%, all of our portfolios have generated positive real returns. This emphasises […]
The Search for Income
We have found that clients are putting increasing emphasis on their income requirements. The search for yield has become more important due to very low interest rates offered by banks and building societies of typically between 1-2%. These low rates have forced savers to look elsewhere in search of a more attractive yield. Whilst an […]
Is Behavioural Investing a Passive Phenomenon?
There are many factors which drive investors to behave irrationally, such as following the crowd and emotional attachment to an investment decision.
New Discretionary Investment Management Service
We are delighted to announce that the FCA has approved a variation of our regulatory permissions, so from today we are able to offer clients a discretionary investment management service in addition to investment advice on an advisory basis.