Budget 2015: EIS and VCT Rules Changed

VCTs and EIS will no longer be able to invest in a company that is more than 12 years old, except where the investment will lead to a substantial change in the company’s activity, or where where the total investment represents more than 50 per cent of turnover averaged over the preceding five years.

Budget 2015: Flexible ISAs

New fully Flexible ISAs will allow savers from Autumn 2015 to withdraw from their Cash ISA and reinvest into it in the same year without any loss of tax benefits.

Buy-to-Let Property – panacea for pension freedoms?

When new pension freedoms are introduced next month in April 2015, many clients are considering the merits of withdrawing cash from pensions to buy residential property to let, as an alternative to the traditional option of buying a pension annuity.

Greece’s Bailout Negotiations

Over the past few months, uncertainty over the future of the Eurozone has mounted following fears of a Greek exit (‘Grexit’).

Market Commentary – January 2015

The major Economic story in January was the announcement of 1 trillion euros of stimulus by the ECB in an attempt to boost economic growth.