Market Commentary July 2014

July marked the start of the third quarter of the year and, despite fears of an escalation in political tension, markets have remained very resilient. The FTSE All-World index has risen by approximately 1% this month and both US and UK markets have experienced modest growth.

April 2014 Market Commentary

April marked the start of the second quarter of 2014, however the sluggish performance of markets so far this year continued.

Tax planning for the year end

The end of the tax year offers a natural opportunity for individuals to take stock of their financial position and make plans for the coming years.

Income tax planning

One way to improve tax efficiency is through careful planning and use of allowances.

CGT planning & tax efficient investments

The tax year end offers a good chance to review investments and conduct a spring clean of any portfolios with careful consideration placed upon the following points.

Pension contributions

As with investments, it is important to review your pension contributions before the end of each tax year to ensure you make the most of your allowance.