Pensions and how they provide effective legacy planning
The recent Inheritance Tax (IHT) Report from the Office of Tax Simplification (OTS) has put the IHT treatment of pension death benefits firmly back under the legislative spotlight. But IHT is only part of the pension death benefit tax equation. The 2015 pension freedom reforms changed the role that modern, flexible Defined Contribution (DC) pensions […]
We are recruiting for a financial planner
Financial Planner, Exeter Job Description The role is on a full-time employment basis and will report to the line manager or directors. Seabrook Clark Seabrook Clark is an award-winning Chartered Financial Planners and Discretionary Fund Managers based in Exeter. The firm prides itself on offering clients a unique experience. We are committed to providing a complete […]
Busting pension Lifetime Allowance myths
Pension Awareness Day takes place each year. It is an award-winning campaign and the main aim is to encourage people to save enough to avoid walking into the pension poverty trap in retirement. You may have seen the blue Camper Van in your local town or city with the ‘Pension Geeks’ on board! However, some […]
Seabrook Clark have done it again!
We are absolutely delighted that we have been announced, for a fourth year in a row, as one of the top 100 UK financial advice firms by the respected Citywire company, New Model Adviser. The criteria for this year’s award covered investment propositions, fees, a high level of staff training and qualifications, demonstrable succession planning, client education, […]
Market Overview & Outlook – Quarter 3 2019
Global markets have continued to perform, with the US S&P500 reapproaching a record high and ending the third quarter with its biggest year-to-date gain since 1997.
ESG Investing
Within the next six years it is estimated the ocean will contain one tonne of plastic for every three tonnes of fish and that by 2050 it could contain more plastic, by weight, than fish. These figures are shocking and rather frightening but, whilst we all care about the environment, what exactly does this have […]
The CityWire New Model Adviser Retreat
Seabrook Clark had the honour of attending the CityWire New Model Adviser event held in London last week. Fund Managers and Representatives from 20 fund groups held masterclasses on various funds under their management, as well as providing their insight into current market challenges. The day began with a brilliant presentation by Christian Majgaard, who […]
A global economic update with Justin Urquhart-Stewart
On Tuesday 3rd September, our sister company, Milford & Dormor Financial Planning were delighted to welcome Justin Urquhart-Stewart from Seven Investment Management (7IM) to give a global economic update at a client seminar in Chard. Justin has a fascinating background, with an early career that spanned the vineyards of Europe, the docks of Southampton and […]
If it matters to you, it matters to us
Compliance is a very important word at Seabrook Clark. At its most basic level it means that every piece of advice that we give must depend on the appropriateness to you, our client, given your attitude to risk, your age and life circumstances and the law. Many technicalities flow from this in terms of how […]
Inheritance Tax Planning
You may have heard that in a recent report, the Office of Tax Simplification recommended that the Government simplifies the rules regarding Inheritance Tax (IHT). Some of the proposals include reducing the seven-year rule for gifts to five years, scrapping taper relief and simplifying the various IHT-free gift allowances. The Government will consider the recommendations […]